We’ve been working to pay off all excess debt. It’s been a long and winding journey. We’ve taken many detours — most of which included actual travel so I’m not grieving the the extra time added.
However, with the final payments looming just a few paychecks away, I’m getting that urge to splurge!
Don’t judge me! You know you get that way too. Sometimes, something in you just want to buy all the thing!! Granted, the wallet doesn’t always follow with cheers of “Let’s do this!” so that’s a bit of a bummer.
I don’t know what it is about that extra debt being gone that makes me want to buy, buy, buy. Maybe it’s because I know that there will be extra funds in the bank or maybe it’s my brain telling me I deserve an award for such dedication. None of this is actually true. The money isn’t just going to be hanging out — we’re planning with a purpose! And I don’t deserve a reward for doing what I should have done a long time ago.
But we did work hard and we did make drastic cuts so we are planning a “Yay! We done did it (finally!)” celebration.
Of course, we don’t want to end up with the debt again so we’re keeping our most favorite ways to save.
Wanna know what they are?
This is my absolute favorite way to save! It’s thrift store shopping but without the thrift store. Someone else checks for tears, stains, and all the other funky stuff a thrift store doesn’t check. Additionally, I can shop brand quality because I would rather spend more than a few bucks but get quality product.
I’ve been shopping for ThredUp for a while now. So far, every item I’ve ordered has been spot on in sizing. I’m not sure what kind of magic they use but I like it! There was a little bit of work on my part to ensure I know my rise, waist, and in-seam but it was totally worth it.
I love that I can buy an item “New with tags” or “Like New.” This prevents me from ordering something that looks worn out before I even wear it. Shopping is easy, prices are good, and there’s almost always a bonus coupon.
I know I’ve spent a lot of time here but this is a fantastic way to get the “new” item of clothing without spending a fortune. I’ve bought an $168 jacket for $32, an $85 pair of jeans for $30, and more! Bonus: most of items I’ve purchased still had original tags on them.
ThredUp is a great way to add a statement piece, complete a look, or just wear something new to you without spending a fortune or hours at a thrift store. If you’d like the check it out — go here!
I’ve always been an avid reader. Last year, I read almost 70 books. I read almost 6 books a month! Almost all of these books were read on my most beloved electronic device — my Kindle!
While I love the library, my rural library system is lacking. And there are only so many times I can re-read the same books. Kindle Unlimited was a lifesaver for me. For $9.99 a month, I get unlimited reading. Amazon allows me to “keep” 10 books loaded on my Kindle for as long as I need. When I’m ready for a new book, I return a book and download a new one.
While the Kindle Unlimited library isn’t perfect, I’ve never not been able to find something I enjoy. I don’t know what you like but they’ve got a huge variety including Harry Potter and the Sorcerer’s Stone , 7 Habits of Highly Effective People, and The Handmaid’s Tale.
You’ll find non-fiction, romance, mystery, religion, health and wellness, and science fiction. Added bonuses: you can get many of the books as Audible book and you get access to many magazines!
If you read a lot, this is a great way to save a few pennies without having to re-read everything you already own! By the way, Amazon is running is AMAZING deal right now — buy a Kindle with Kindle Unlimited and get three months free! If you’ve already got a Kindle (like I did) no big! You can still get your first month free with Kindle Unlimited.
This isn’t a service or product — it something much simpler. We would plan a relatively easy meal, light some candles, put on some soft music, and enjoy a date at home.
We always plan something a little more special than our run of the mill, weekly dinner. It might be Tortellini Alfredo, a set of steaks I picked from on sale, or even a nice chicken dinner. Whatever it was, we tried not to have too much prep. Most of the time, we spent more time lighting the candles than prepping the food! 🙂
The lack of food prep ensured that after working all day, we didn’t expend the last of our energy on cooking. We wanted to be present with each other — that’s the part that matters.
The playlist almost included Ella Fitzgerald and the candles were cheap candle sticks from Dollar Tree. Personally, I like purchasing the candle sticks off their webpage. This gives me option to buy them in bulk! There’s free delivery directly to my local store. They come already boxed so all I have to do is walk in a pick up. There’s no carrying arm loads of candles around the store! Haha!
Getting out of debt isn’t ever easy. Sacrifice is necessary. I’m no money expert — which is why this post isn’t all about the best methods to get out of debt!
However, in this household, when we made the decision to eliminate that extra in our life, we also planned for some enjoyment. We’d witnessed too many people become consumed with eliminating debt that they lived ridiculously cheap until they couldn’t take it anymore. Then they splurged on outrageous things.
We planned knowing that we would still need new clothes, date nights, and books to read. We planned for vacations, an occasional Starbucks drink, and miscellaneous things that we couldn’t foresee.
Debt elimination was a marathon for us — not a sprint. I don’t know if you have debt and, if you do, where you are on your journey. This post wasn’t intend to give you some magical solution. It’s just me telling you that these things were our amazing finds that we intend to keep!
What are some golden ways you’ve found to help save a few pennies? I would love to hear about them!